1LINK (Pvt) Limited
Najeeb Agrawalla is an experienced professional with a notable career in banking and education. Currently serving as Chairman of the Board at First Women Bank since September 2021 and CEO of 1LINK (Pvt) Limited since November 2016, Najeeb also holds a position as Visiting Faculty at IBA Karachi since October 1996. Prior roles include General Manager of Retail at Bank AL Habib from May 2013 to November 2016, and Group Head at UBL from July 2001 to May 2013, where responsibilities included Group Head of Marketing. Previous experience includes a role at American Express as MM from December 1996 to June 2001. Najeeb Agrawalla holds a BBA (Hons) and an MBA from IBA, complemented by foundational education from Karachi Grammar School.
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1LINK (Pvt) Limited
1LINK is Pakistan’s first fully licensed PSO/PSP, largest payment and switch system, committed to administer and evolve a strong e-payment network in the country. Complying with the PCI DSS (Payment Card Industry Data Security Standard), 1LINK steers the connections among its member banks and stakeholders under the highest security standards. Being Pakistan’s leading financial enabler, 1LINK has bagged many ‘firsts’ to its profile. 1LINK pioneered the development and operations of the Inter Bank Network which provides interoperability through shared ATM network, real-time interbank funds transfers and connectivity to Global Payment Schemes such as Visa, MasterCard, UnionPay and JCB. As part of its dedication to building and sustaining consistent payment networks, 1LINK is the catalyzing force behind the development of e-payments in the country, and is focused on adding new products and services to its portfolio to further enhance Pakistan’s financial industry. 1LINK undergoes PCI DSS certification review annually and for PIN security every two years. Additionally, being an SBP regulatee, BID (Banking Inspection Department) SBP periodically conducts inspection under their by-laws covering all aspects of operations, information security, compliance and infrastructure. 1LINK is owned by consortium of 11 banks. It was incorporated with Securities and Exchange Commission of Pakistan (SECP) as a Guarantee Limited Company on September 20, 2004 and with State Bank of Pakistan (SBP)’s approval on September 30, 2015, 1LINK became Pakistan’s first fully licensed PSO/PSP. 1LINK was converted to Private Limited Company under section 49 of Companies Act 2017 on July 5, 2018.