AccessBank Azerbaijan
Renat Humbatov has extensive experience in the banking sector, currently serving as a Member of the Management Board and Executive Director of Micro and Agro Clients at AccessBank Azerbaijan since April 2005. Renat's career progression at AccessBank includes roles such as Head of the Micro and Agro Clients Department, Regional Manager, and Branch Manager, as well as several positions focused on SME loan services. Prior to this banking career, Renat served as a Senior Lieutenant in military service from April 2003 to November 2004. Educational qualifications include a Master's degree in Economic and Management from Access Campus (2014-2016) and a Bachelor's degree in Economic and Management from Azerbaijan Technological University (1997-2001).
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AccessBank Azerbaijan
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AccessBank focuses on micro and small business because this sector is vital for the development and diversification of Azerbaijan's economy, the creation of jobs and the elimination of poverty. While most micro and small businesses operate profitably and their flexibility helps them absorb economic shocks, their growth is often limited by a lack of access to financial services. AccessBank has been created to close this gap: to provide access to European standards of financial services for the micro and small business community as a whole, including the households who form part of this community, and to create a more inclusive financial system.