Addiko Bank AG
Morana Ungar is an experienced finance professional currently serving as Group Pre-Workout & Monitoring/Group Project Manager for Credit Risk processes at Addiko Bank AG since January 2017. Responsibilities include implementing Group Credit Risk Management business processes, monitoring and restructuring strategies to reduce non-performing loans (NPLs), and establishing Group Policies aligned with regulatory requirements. Prior to this role, Morana held key positions at Sberbank d.d. as an Advisor for the establishment of the Pre-Workout Department and at InterCapital as a Broker and Market Maker. Beginning as a Corporate Credit Analyst at Raiffeisen Bank, Morana developed strong analytical skills in financial analysis and investment projections. Educational achievements include an MBA in Finance and Banking, a Bachelor's degree in Economics and Management, and certifications as an Investment Advisor and Broker from the Croatian Financial Services Supervisory Agency.
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Addiko Bank AG
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Addiko Bank AG is an Austria-based bank that provides, together with its subsidiaries, products and services. It focuses on consumers and small-medium enterprise (SME) customers. The Bank divides its activities into five segments: Retail, which includes accounts, transactions, consumer and mortgage lending; SME targets business customers offering customizable banking products and advisory services; Large Corporates offers financing products and services to large business customers; Public Finance offers to public institutions deposit products, lending products and other complementary products such as domestic and foreign payments, insurance, treasury and trade finance products; Corporate Center is an internal segment without direct product offerings, which manages the Bank and its subsidiaries. The Bank is the parent Company of the Addiko Group and operates in Austria, Germany, Croatia, Slovenia, Bosnia and Herzegovina, Serbia and Montenegro.