AFR Wholesale
Joseph Madrigal has accumulated diverse professional experience, currently serving as a Loan Set Up Assistant at AFR Wholesale since April 2018. Prior roles include working as a contractor in the Law Enforcement Relations Group at T-Mobile from September 2015 to February 2018, and as a Paralegal at the Law Offices of Walter Janneck between May 2015 and September 2015. Joseph also has a background in customer service, having held various positions at TD as a Customer Service Representative and Assistant Head Teller from July 2011 to December 2013, and as a Customer Service Associate at Investors Bank from March 2008 to January 2011. Educational qualifications include a Bachelor's degree in Criminal Justice from Kean University (2013-2015) and a Paralegal Certificate in Paralegal Studies from Fairleigh Dickinson University-Florham Campus (2012).
AFR Wholesale
Established in 1997, American Financial Resources, Inc., AFR, is a nationwide residential mortgage lender based in Parsippany, NJ, serving thousands of small, medium, and large mortgage brokers, correspondent lenders, and credit unions with their financing needs. With diverse delivery options including FHA, VA, USDA, Fannie Mae and Freddie Mac, we offer an extensive program suite, eclectic channels of operations and cutting-edge technology. With AFR, you have the freedom to choose the way you conduct business on a loan-level basis. • Brokered lending channel with an On-Demand Processing optional enhancement • Correspondent Non-Delegated and Correspondent Delegated lending channels (flow or bulk) We offer a wide selection of both niche and mainstream programs to suit today's borrowers. FHA • 203(b) • 203(b) Repair Escrow • 203(h) Mortgage Insurance for Disaster Victims • Standard 203(k) Rehabilitation Mortgages • Limited 203(k) Rehabilitation Mortgages • Good Neighbor Next Door Program (GNND) • One-Time Close Construction-to-Permanent • Streamline Refinance • $100 Down VA • Fully Amortizing Fixed • Interest Rate Reduction Refinance Loan (IRRRL) • One-Time Close, Construction-to-Permanent USDA • Guaranteed Rural Housing Fannie Mae • Fully Amortizing Fixed Rate and High Balance • DU Refi Plus™ • HomeStyle® • HomeReady™ Freddie Mac • Fully Amortizing Fixed Rate and Super Conforming • Relief Refinance Mortgage℠ - Open Access • Texas Equity 50(a)(6) • Home Possible and Home Possible Advantage Specialty • Manufactured Housing options available We strive to exceed our customers’ expectations, nurture healthy, profitable relationships, ultimately providing an unparalleled customer experience. For AFR licensing information please see: http://www.nmlsconsumeraccess.org/ - NMLS# 2826 - 888-664-2101 https://www.afrwholesale.com/legal-licensing/ https://www.afrwholesale.com