AFR Wholesale
Michael Koonjy is an experienced professional with a diverse background in construction underwriting, procurement analysis, and account management. Currently serving as an OTC Construction Underwriter at AFR Wholesale since June 2018, Michael has honed skills in coordinating construction loans, project reviews, and managing underwriting processes while training new employees. Previous roles include serving as an International Procurement Analyst at Tronex International, and an Account Manager at CM BECK Properties, where Michael managed accounts receivable and ensured tenant satisfaction. Academic credentials include a degree from the Wilbur O. and Ann Powers College of Business at Clemson University, complementing earlier education at St. Bonaventure University and Morris Catholic High School.
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AFR Wholesale
Established in 1997, American Financial Resources, Inc., AFR, is a nationwide residential mortgage lender based in Parsippany, NJ, serving thousands of small, medium, and large mortgage brokers, correspondent lenders, and credit unions with their financing needs. With diverse delivery options including FHA, VA, USDA, Fannie Mae and Freddie Mac, we offer an extensive program suite, eclectic channels of operations and cutting-edge technology. With AFR, you have the freedom to choose the way you conduct business on a loan-level basis. • Brokered lending channel with an On-Demand Processing optional enhancement • Correspondent Non-Delegated and Correspondent Delegated lending channels (flow or bulk) We offer a wide selection of both niche and mainstream programs to suit today's borrowers. FHA • 203(b) • 203(b) Repair Escrow • 203(h) Mortgage Insurance for Disaster Victims • Standard 203(k) Rehabilitation Mortgages • Limited 203(k) Rehabilitation Mortgages • Good Neighbor Next Door Program (GNND) • One-Time Close Construction-to-Permanent • Streamline Refinance • $100 Down VA • Fully Amortizing Fixed • Interest Rate Reduction Refinance Loan (IRRRL) • One-Time Close, Construction-to-Permanent USDA • Guaranteed Rural Housing Fannie Mae • Fully Amortizing Fixed Rate and High Balance • DU Refi Plus™ • HomeStyle® • HomeReady™ Freddie Mac • Fully Amortizing Fixed Rate and Super Conforming • Relief Refinance Mortgage℠ - Open Access • Texas Equity 50(a)(6) • Home Possible and Home Possible Advantage Specialty • Manufactured Housing options available We strive to exceed our customers’ expectations, nurture healthy, profitable relationships, ultimately providing an unparalleled customer experience. For AFR licensing information please see: http://www.nmlsconsumeraccess.org/ - NMLS# 2826 - 888-664-2101 https://www.afrwholesale.com/legal-licensing/ https://www.afrwholesale.com