AFR Wholesale
Samuel Cherilus is an experienced professional in the financial and real estate sectors, currently serving as an Acquisitions Specialist at Toro Redevelopers, LLC since July 2014, focusing on residential redevelopment. In addition, Samuel is a Managing Member at CapRock, LLC, a real estate investment solutions company, and a Senior Mortgage Loan Officer at American Financial Resources, Inc., where responsibilities include originating residential mortgages and guiding clients through the loan process. With a background as a Financial Services Representative at Dipaola Financial Group and a Financial Rep at Primerica Financial Services, Samuel aims to help individuals achieve financial independence. Previous roles also include a position as a Deductions Reconciliation Analyst at AEP Industries and a Tax Preparer at New Century Tax. Samuel holds a BBA in Finance from Hofstra University, completed in 2008.
AFR Wholesale
Established in 1997, American Financial Resources, Inc., AFR, is a nationwide residential mortgage lender based in Parsippany, NJ, serving thousands of small, medium, and large mortgage brokers, correspondent lenders, and credit unions with their financing needs. With diverse delivery options including FHA, VA, USDA, Fannie Mae and Freddie Mac, we offer an extensive program suite, eclectic channels of operations and cutting-edge technology. With AFR, you have the freedom to choose the way you conduct business on a loan-level basis. • Brokered lending channel with an On-Demand Processing optional enhancement • Correspondent Non-Delegated and Correspondent Delegated lending channels (flow or bulk) We offer a wide selection of both niche and mainstream programs to suit today's borrowers. FHA • 203(b) • 203(b) Repair Escrow • 203(h) Mortgage Insurance for Disaster Victims • Standard 203(k) Rehabilitation Mortgages • Limited 203(k) Rehabilitation Mortgages • Good Neighbor Next Door Program (GNND) • One-Time Close Construction-to-Permanent • Streamline Refinance • $100 Down VA • Fully Amortizing Fixed • Interest Rate Reduction Refinance Loan (IRRRL) • One-Time Close, Construction-to-Permanent USDA • Guaranteed Rural Housing Fannie Mae • Fully Amortizing Fixed Rate and High Balance • DU Refi Plus™ • HomeStyle® • HomeReady™ Freddie Mac • Fully Amortizing Fixed Rate and Super Conforming • Relief Refinance Mortgage℠ - Open Access • Texas Equity 50(a)(6) • Home Possible and Home Possible Advantage Specialty • Manufactured Housing options available We strive to exceed our customers’ expectations, nurture healthy, profitable relationships, ultimately providing an unparalleled customer experience. For AFR licensing information please see: http://www.nmlsconsumeraccess.org/ - NMLS# 2826 - 888-664-2101 https://www.afrwholesale.com/legal-licensing/ https://www.afrwholesale.com