Arab Financial Services
David Joshua is an experienced Account Manager currently with Arab Financial Services since February 2023, and previously held the same title at Network International from 2019 to February 2023, where responsibilities included managing a portfolio of banks in the UAE and developing project roadmaps. Prior roles involved sales support and business development positions, contributing to innovation and operations across the Middle East. David's educational background includes an MBA from the University of Gloucestershire, an ACCA qualification, and specialized courses in fintech from Harvard University.
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Arab Financial Services
Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment eco-system. A key to the growing and continued success of the company was an executive team determined to invest in the most up-to-date, cutting edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA. Today, AFS is the region’s leading digital payment solutions provider and Fintech enabler, regulated by the Central Bank of Bahrain. AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers card processing services, merchant acquiring, fintech solutions and an impressive array of value-added services. The emphasis that AFS places on innovation has positioned the company as a driving market force, delivering a rich portfolio of payment solutions including digital mobile wallets, customer orientated Merchant Acquiring services; Bahrain’s leading digital payroll solution Al Rateb, global Contact Centers and much more.