Arab Financial Services
Karim Youssef has a diverse work experience spanning multiple industries. Karim is currently working as the Commercial Director for AFS Egypt at Arab Financial Services. Prior to that, they served as the Commercial Director for JumiaPay Egypt at Jumia Group.
Karim has also held various roles at Arab African International Bank, starting as a Chargeback & Settlement Supervisor and later progressing to Deputy Manager Card Center Operation, Head of Card Center MIS & Business Analysis, and Head of E-Commerce.
Before joining Arab African International Bank, Karim worked as a Card Center Operation Supervisor at Faisal Islamic Bank and as an Accounting Supervisor at Red Sea Mining Company Limited.
Karim Youssef graduated from Ain Shams University in 2003 with a Bachelor of Commerce (B.Com.) degree, specializing in Accounting.
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Arab Financial Services
Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment eco-system. A key to the growing and continued success of the company was an executive team determined to invest in the most up-to-date, cutting edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA. Today, AFS is the region’s leading digital payment solutions provider and Fintech enabler, regulated by the Central Bank of Bahrain. AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers card processing services, merchant acquiring, fintech solutions and an impressive array of value-added services. The emphasis that AFS places on innovation has positioned the company as a driving market force, delivering a rich portfolio of payment solutions including digital mobile wallets, customer orientated Merchant Acquiring services; Bahrain’s leading digital payroll solution Al Rateb, global Contact Centers and much more.