Arab Financial Services
Kavita Nair has work experience in various legal roles. Kavita worked as the Head of Legal at Arab Financial Services starting in 2007. Prior to that, they were an Associate at Morgan Stanley, where they performed Shareholder Services to Fund Investors and Fund Managers. Kavita also gained experience in loan administration services and drafting mortgage documentation as a Legal Consultant at IL & FS Trust Company Limited. Additionally, they worked as a Legal Executive at CMS Computers Limited, where they vetted commercial contracts and handled issues related to intellectual property rights. Kavita began their career as an Assistant Attorney at Ronnie H. Mirza, where they vetted title documents and drafted reports for home loans and project approvals.
Kavita Nair holds a Bachelor of Laws (LLB) degree from the University of Mumbai, which they obtained in 2004. Prior to that, they completed their Bachelor of Commerce (BCom) degree, specializing in Accounting and Finance, also at the University of Mumbai in 2000. In addition to their formal education, Kavita has earned various certifications throughout their career, including being a Certified Specialist in Managing Sanctions Risk, Certified Specialist in Money Laundering Risk in New Payment Products and Services, and a Certified Anti-Money Laundering Specialist (CAMLS). Kavita has also obtained a Diploma from the International Compliance Association (ICA) and a certification in Developing Ready to use Compliance Framework from the Bahrain Institute of Banking and Finance (BIBF). In 2023, they received an edX Verified Certificate for Contract Law: From Trust to Promise to Contract.
Arab Financial Services
Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment eco-system. A key to the growing and continued success of the company was an executive team determined to invest in the most up-to-date, cutting edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA. Today, AFS is the region’s leading digital payment solutions provider and Fintech enabler, regulated by the Central Bank of Bahrain. AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers card processing services, merchant acquiring, fintech solutions and an impressive array of value-added services. The emphasis that AFS places on innovation has positioned the company as a driving market force, delivering a rich portfolio of payment solutions including digital mobile wallets, customer orientated Merchant Acquiring services; Bahrain’s leading digital payroll solution Al Rateb, global Contact Centers and much more.