Always-Ethical (AE) currently manages AE KiwiSaver Plan and AE Investor. 
AE KiwiSaver is a registered KiwiSaver Scheme. 
AE Investor is an international equities investment unit trust. 
We invest in strong balance sheet companies with US stocks listed on the New York Stock Exchange (NYSE), Nasdaq or Cash which may be either USD or NZD.

What make us different and unique are our Audited Strict Ethical Mandate and KiwiSaver Risk Management System.

AE is the first and the only fund in New Zealand that has an audited strict ethical mandate, and is the only KiwiSaver provider that offers the risk management system (as at 4 May 2022).

Our investment products have audited ethical investment mandates which promotes socially responsible investing and excludes investment in industries which cause harm to society, including weapons of war, alcohol, tobacco, gambling and pornography - We do this to provide transparency for our members and to take responsibility for how our investing affects our future.

AE actively adjusts your risk profile for the members. No other KiwiSaver providers offer the risk management system. 
AE’s Investment Committee regularly considers market conditions, and accesses the market risk they consider appropriate.

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