American Express
Sharad Singh is a seasoned professional with over a decade of experience in analytics and statistical programming. Currently serving as the Director of Analytics at American Express since March 2012, Sharad has previously held roles as Senior Manager and Manager within the same organization. Prior to American Express, Sharad worked at Bayer from February 2010 to March 2012 as a Senior Statistical Programmer and Senior Statistical Analyst (Consultant). Earlier experience includes a position as a Statistical Programmer (Consultant) at Bristol-Myers Squibb from March 2008 to February 2010. Sharad Singh holds a Master of Science (M.S.) degree in Engineering from Syracuse University and a Bachelor of Technology (B.Tech.) degree in Chemical Engineering from the Indian Institute of Technology, Roorkee.
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American Express
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American Express is an integrated payments company. They provide credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations. Additionally, they offer products and insights to aid in business success. They are one of the largest financial services corporations in the world. As a global business, they cater to various customer groups through mobile and online applications, affiliate marketing, customer referral programs, third-party serve providers, business partners, direct mail, telephone, in-house sales, and direct response advertising. Their customers consist of consumers, travelers, businesses, merchants, and partners. With each customer, American Express works to amplify the power of every transaction. Their global headquarters is based in NYC, however, they operate in over 110 countries with 55 total office locations worldwide. They estimate around 60,000 colleagues are stationed around the world. American Express primarily engages in three operating segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. They function together through their Integrated Payments Platform. Their Integrated Payments Platform allows American Express to analyze information on Card Member spending and build analytical tools to underwrite risk, reduce fraud, and provide targeted marketing for merchants. Their card-issuing business offers a broad set of card products to a diverse consumer and commercial customer base. Their merchant-acquiring business builds and manages relationships with merchants that choose American Express cards. This includes signing new merchants to accept their cards and handling servicing for merchants. Lastly, their Card Network Business establishes and maintains relationships in 103 countries with third-party banks to extend the reach of their global network.