Thomas Spratt

Ardmore Banking Advisors is a financial institutions market leader in risk management consulting, recognized for its expertise in loan review, risk consulting, and credit technology that delivers value-added results to our community bank clients. Since its inception in 1991, Ardmore has provided risk management consulting services to hundreds of banks nationwide, and built an unparalleled reputation for integrity and expertise with both clients and regulators. Our team of successful former senior banking officers and regulators ensure that our clients receive the highest quality consulting from professionals who have been in their shoes and shared their experiences.