AU Small Finance Bank
CA Munish Singla currently serves as Assistant Vice President at AU Small Finance Bank, having held various roles including Cluster Credit Manager and Credit Manager since August 2018. Munish independently manages credit and risk for the Agri and SME verticals across the Bathinda and Sirsa Cluster, covering ten districts. Responsibilities include underwriting and assessing working capital, term loans, project-related loans, and bank guarantees, while maintaining a portfolio delinquency rate below 1%. Prior to this, Munish worked as Assistant Manager at Skyline Engineering Contracts India Pvt. Ltd. and as Compliance Officer at B2B Consulting Pvt. Ltd. Early career experience includes an Article Assistant position at MKAK & Company, Chartered Accountants. Munish is a qualified Chartered Accountant and holds a Bachelor of Commerce degree from Delhi University.
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AU Small Finance Bank
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AU Small Finance Bank Limited, formerly Au Financiers (India) Limited, is an India-based small finance bank company. The Company provides wholesale banking, personal banking, insurance and retail loans products and services. Its personal banking includes savings account, current account, term deposit, debit card, locker and insurance. Its retail loans products and services includes wheels, secured business loan, gold loan and Kisan loan. Its wholesale banking products and services include business banking; non banking financial company (NBFC), household finance corporation (HFC), micro finance institutions (MFI) lending; and real estate group. It also provides Government banking. Kisan Loans are specifically designed to meet the production and investment credit requirement for farmers in a timely and simplified manner.