axio
Niharika Tomar currently serves as Vice President of Product & Partnerships at axio, where responsibilities have evolved from Assistant Vice President and Senior Product Manager since joining in September 2021. Prior to this role, Niharika worked at American Express from September 2016 to August 2021, starting as a Business Analyst and advancing to Manager of Loyalty Personalization, focusing on digital marketing campaigns and customer engagement strategies. Niharika's earlier experience includes a Business Analyst position at Auctus Advisors, where research and framework design for investment in highways were key contributions. Niharika also held a coordinator role with the Students' Alumni Cell and completed a summer internship at India Ratings & Research. Niharika holds a Bachelor of Technology degree from the Indian Institute of Technology, Kharagpur, obtained in 2015.
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axio
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axio, formerly Capital Float, is India's leading consumer finance company offering pay later, credit and personal finance management under one seamless brand experience. On a mission to make credit worthy for all, axio leverages technology to deliver innovative financial products to millions of individuals across the country, including vast sections of traditionally under-served consumers. axio is the brand name of CapFloat Financial Services Private Limited, a Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India. The company has raised funding from marquee investors such as Elevation Capital (formerly SAIF Partners), Sequoia India, Lightrock, Creation Investments Capital Management LLC, Ribbit Capital, and Amazon.