aYo
Michael Karam is the Group Head of Business Architecture and Analysis at aYo Holdings, where Michael leads a team focusing on the creation and delivery of micro-insurance and financial products across Africa. Prior to their current role, Michael held various positions at GroupM and IQbusiness South Africa, where Michael managed projects with a strong emphasis on product design, business analysis, and UX design. With a Bachelor's degree in Marketing and Economics, Michael has a solid educational background to support their professional experience.
aYo
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aYo brings you an easy way to get hospital cover and life cover. Simply register on your mobile phone for aYo Recharge with Care and get a minimum of 30 days’ aYo Cover every time you load MTN airtime. You can also add aYo Send with Care cover to the money you send home through MTN Mobile Money.