Joe Carroll

Joe Carroll is a seasoned banking professional with extensive experience in commercial banking and financial services. Currently serving as President of Commercial Banking for North Carolina at Bank OZK since February 2012, Joe is responsible for lending activities, deposit services, and treasury management for small and medium-sized businesses. Prior to this role, Joe held the position of Senior Vice President and Commercial Banking Manager at Bank of the Carolinas, overseeing banking activities in Forsyth County. Joe's career includes roles at First Community Bank, where responsibilities encompassed commercial banking operations, and LSB, where leadership involved managing multiple banking centers with significant assets. Joe began a banking career at First Citizens Bank, acquired valuable experience across various positions, and holds a BBA in Business Administration/Bank Management from Lambuth College.