Bayan Credit Bureau
Naif Al Baz serves as the Chief Risk Officer at Gulf International Bank since January 2017, overseeing risk management for GIB-KSA. In addition to this role, Naif holds board member positions at Al Ittefaq Steel Products Company and Bayan Credit Bureau. Previously, Naif was the Chief Executive Officer at Deutsche Gulf Finance, where responsibilities included strategic planning and the successful acquisition of a SAMA license. A notable tenure at Samba Financial Group spanned over a decade, culminating in leadership roles in Corporate Banking. Naif's educational background includes a Doctor of Business Administration from Cranfield School of Management, an MBA from King Saud University, a Leadership for Senior Executives program from Harvard Business School, and additional executive education from INSEAD.
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Bayan Credit Bureau
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Established in 2015, Bayan Credit Bureau is a joint-stock Saudi company licensed by The Saudi Central Bank (SAMA) to be the first provider of Integrated Corporate Credit Services focused on Trades information. Bayan is a semi-governmental company owned by Thiqah, Takamol, Alinma Bank, GIB Bank, Albilad Bank.