BayCoast Bank
David Herzfeld is an accomplished financial executive with extensive experience in merchant services and risk management. Currently serving as Senior Vice President of the Merchant Program at BayCoast Bank since March 2016, David manages a multibillion-dollar credit and debit card processing program, overseeing portfolio risk management and transactional analyses. Previous roles include Senior Vice President at Automated Merchant Systems Inc. where daily operations and compliance were managed, and Senior Vice President at SecureNet, LLC focusing on acquiring risk and compliance. David's background also includes leadership positions at Merrick Bank and First Data Merchant Services, with a strong foundation in credit analysis and financial operations that began with early roles at Greater N.Y. Savings Bank and NatWest. David holds a Bachelor of Business Administration in Accounting from Hofstra University.
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BayCoast Bank
BayCoast Bank has 25 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs (Interactive Teller Machines) are located at select branches. In addition to offering a vast array of deposit and loan products, BayCoast offers insurance and brokerage services to consumers and businesses alike. Affiliates include BayCoast Financial Services, offering stocks, bonds, mutual funds, annuities and college savings plans, Plimoth Investment Advisors providing investment advisory and trust services, and Partners Insurance Group, LLC, a network of independent agencies representing more than 100 insurance companies that provide automobile, home, life and business insurance coverage. BayCoast Mortgage Company, a wholly owned subsidiary of BayCoast Bank, is a full-service lender offering instant pre-approvals, timely closings, and in-house underwriting. Much like BayCoast Bank, BayCoast Mortgage Company is focused on providing clients with products and services tailored to meet their needs at the best rate possible. Priority Funding, LLC, a financial services company in Northborough, MA, is also a wholly owned subsidiary of BayCoast Bank. Priority Funding specializes in mobile and manufactured home financing. Products and services made available through BayCoast Financial Services, Partners Insurance Group and Plimoth Investment Advisors are not insured by the FDIC, DIF or any other agency of the United States, and are not deposits or obligations of nor guaranteed or insured by BayCoast Bank or any of its affiliates. Investment products are subject to risk, including the possible loss of the principal amount invested. For more information about BayCoast Bank or any of our affiliates, call 508-678-7641