CIHL
Mr. Stewart Howard has over twenty-three years of banking experience and has worked in varying fields in finance from Corporate Banking, Trade Finance, Risk Management, Forex, Operations, Commercial & Retail Lending and Card Services. He started his career with Republic Bank Limited in Trinidad, and in 2010 joined The Belize Bank Limited in Belize later transferring to British Caribbean Bank Limited (BCB) in the Turks and Caicos Islands (TCI). In June 2012, Mr. Howard was appointed Managing Director of BCB. During his tenure in the Turks and Caicos Islands he served as the President of the Banking Association of TCI and has worked throughout the region including Trinidad, Barbados, Cuba, Belize and the Turks and Caicos Islands. Mr. Howard is currently the Chief Executive Officer of Waterloo Investment Holdings Limited, a public company listed on the Bermuda Stock Exchange.
Mr. Howard is a graduate of the Institute of Banking and Finance as the valedictorian in addition to reading for Management and Finance at the University of West Indies where he graduated with 1st Class Honours.
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CIHL
Caribbean Investment Holdings Limited, formerly BCB Holdings Limited, is a holding company. The Company's segments include financial services and corporate. The Company's financial services segment consists of all banking activities and related corporate services for its customers. The financial services segment offers products, including lending, traditional savings accounts, term deposits, non-interest bearing and interest bearing checking accounts, as well as credit and debit cards and offering of payment processing services to merchants. The Company's businesses are conducted through its principle operating subsidiaries, The Belize Bank Limited (BBL) and Belize Corporate Services Limited (BSCL), which together comprise the financial services segment. BBL directly owns Belize Bank International Limited (BBIL). BBL focuses on the provision of financial services and lending to domestic clients. BBIL focuses on the provision of financial services and lending to international clients.