JOSEPH CHUA

Joseph Chua has extensive work experience in the financial services industry. JOSEPH started their career at iRemit (Canada) Ltd. in 2010 as a Managing Director, where they managed company operations and ensured compliance with credit, operational, legal, and regulatory risks. JOSEPH also prepared regular presentations on business operations, financial conditions, and regulatory issues.

In 2012, Joseph joined BDO Unibank as the First Vice President, where they established a wholly owned subsidiary office in Canada. JOSEPH identified new opportunities for business expansion and developed relationships with Canadian banks, credit unions, financial institutions, and technology companies.

During their time at Asiatrust Bank from 2001 to 2012, Joseph served as a Senior Vice President, managing a portfolio mix of borrowing and non-borrowing companies. JOSEPH conducted investigations, prepared comprehensive reports on customers, and implemented a customer relationship retention/growing strategy. JOSEPH also analyzed, negotiated, and prepared high-quality loan proposals.

From 2017 to 2020, Joseph worked at Canadian Western Bank as a Senior Credit Officer, responsible for assessing and managing credit risks.

Most recently, Joseph joined BC Financial Services Authority (BCFSA) in 2020 as a Senior Risk Analyst. No end date is specified for this role.

Joseph Chua's education history includes the following:

- Joseph attended Wharton - National University of Singapore, where they pursued a degree in Banking & Risk Management Program. Their field of study was banking and financial support services.

- JOSEPH also enrolled in the SME Lending Risk Analysis Program at Small Business Corporation, focusing on banking and financial support services.

- Joseph furthered their education by completing the Advanced Bank Management Program at the Asian Institute of Management, specializing in banking and financial support services.

- Prior to their advanced programs, Joseph obtained their Bachelor of Commerce (B.Com.) degree from De La Salle University, majoring in Accounting.

- In 2022, Joseph is expected to attend York University, where they will pursue a Certificate in Risk Management, with a focus on risk.

In addition to their formal education, Joseph has also acquired certifications. JOSEPH holds the Certified Anti-Money Laundering Specialist (CAMLS) from ACAMS, obtained in June 2021. Furthermore, they are a Certified Public Accountant (CPA) issued by the Philippine Institute of Certified Public Accountants. The exact date of obtaining the CPA certification is unspecified.