Beta Gamma Sigma
Ricardo Foschi, MSBA, is an experienced financial credit risk analytics professional currently serving as the Lead Financial Credit Risk Analytics Manager at USAA since October 2021, with prior experience as a Senior Financial Credit Risk Analytics Manager at the same organization. Previously, Ricardo worked at GM Financial, where significant contributions included analyzing credit performance trends, recommending an automation strategy that improved decision-making efficiency, and leading data analysis for a new insurance product, resulting in a 40% increase in credit approvals for subprime customers. With a Master of Science in Business Analytics from Wake Forest University and a Bachelor of Business Administration in Finance and Accounting from Texas Christian University, Ricardo has a strong educational foundation complemented by diverse professional roles in risk management and analytics across various organizations. Additionally, Ricardo is a member of Beta Gamma Sigma, recognizing academic excellence in business studies.
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Beta Gamma Sigma
Beta Gamma Sigma is the international honor society serving business programs accredited by AACSB International - The Association to Advance Collegiate Schools of Business. Membership in Beta Gamma Sigma is the highest recognition a business student anywhere in the world can receive in a business program accredited by AACSB International. The Mission of the International Honor Society Beta Gamma Sigma is to encourage and honor academic achievement in the study of business, to foster personal and professional excellence, to advance the values of the Society, and to serve its lifelong members. The Mission is supported by the five Objectives of the Society. These include: Encourage and honor high academic achievement by students of business and management through chapters in business programs accredited by AACSB International. Foster in Beta Gamma Sigma members an enduring commitment to the founding principles and values of the Society: honor and integrity, pursuit of wisdom, and earnestness. Support the advancement of business thought and practice to encourage lifelong learning. Enhance the value of Beta Gamma Sigma for students and alumni members in their professional lives. Advance the visibility and reputation of Beta Gamma Sigma.