Bharat
Naresh Kumar Kandawada is a seasoned banking and technology professional with over 11 years of experience, including approximately 8 years in retail lending. Currently, Naresh serves in the Implementation-Solutions Delivery Group at Bharat Financial Inclusion Limited, a subsidiary of IndusInd Bank, since June 2024. Naresh previously held key positions such as Vice President at Vistaar Financial Services, Program Manager-Digital Banking at IndusInd Bank, and Executive Vice President at YES BANK. With significant expertise in managing lending portfolios, loan origination, and servicing systems, Naresh has also contributed to technology initiatives in banks like Axis Bank and ICICI Bank. Educational qualifications include an MBA in Finance and Banking from NIIT University and a B.E. in Mechanical Production from Chiatanya Bharathi Institute of Technology.
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Bharat
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Bharat Financial Inclusion Limited, formerly SKS Microfinance Limited, is a non-banking financial company-micro finance institution (NBFC-MFI). The Company is engaged in providing micro finance services to women in the rural areas of India enrolled as members and organized as Joint Liability Groups. In addition to its business of providing micro-credit, the Company uses its distribution channel to provide other financial products and services to the members. Programs in this regard primarily relate to providing of loans to the members for the purchase of mobile handsets, solar lamps, bicycle and sewing machines, among others. The Company provides door step delivery of its services through center meetings in villages. The Company offers loans mainly for income generating activities and not for personal consumption. The Company has presence across approximately 20 states, covering over 100, 000 villages and catering to approximately 69.7 lakh women members.