Bharat
Vikash Kumar has extensive experience in the financial services sector, currently serving as COO for the North Zone at Bharat Financial Inclusion Limited since September 2023. Previously, Vikash held several leadership roles at RBL Bank, including Head of Individual Business Loan and Head of Rural Housing, focusing on unsecured loans and rural housing for underserved markets. As a co-founder and CEO of Aubrey Consultants Pvt Ltd, Vikash provided advisory and audit services in microfinance and agriculture. Other notable positions include Business Head at Mahindra Rural Housing Finance Ltd and COO of Humana People to People India Microfinance. Vikash began his career in the Indian Air Force as a Radio Communication Engineer. Vikash holds an MBA in Marketing and Finance from Xavier Institute of Management and possesses various certifications in finance and capital markets.
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Bharat
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Bharat Financial Inclusion Limited, formerly SKS Microfinance Limited, is a non-banking financial company-micro finance institution (NBFC-MFI). The Company is engaged in providing micro finance services to women in the rural areas of India enrolled as members and organized as Joint Liability Groups. In addition to its business of providing micro-credit, the Company uses its distribution channel to provide other financial products and services to the members. Programs in this regard primarily relate to providing of loans to the members for the purchase of mobile handsets, solar lamps, bicycle and sewing machines, among others. The Company provides door step delivery of its services through center meetings in villages. The Company offers loans mainly for income generating activities and not for personal consumption. The Company has presence across approximately 20 states, covering over 100, 000 villages and catering to approximately 69.7 lakh women members.