Bulgarian Development Bank
GALINA RUSEVA (Stoyanova) is an experienced finance professional currently serving as the Chief Expert of Management Short-term Liquidity and Treasury at the Bulgarian Development Bank since July 2019. In this role, GALINA oversees market and liquidity risks, develops risk management models, prepares extensive analytical reports, and plays a key role in budgeting and the implementation of new products. Prior to this, GALINA held the position of Head of Financial Department at Financial Accounting Company ND, where responsibilities included managing financial reporting and conducting financial analyses for clients. GALINA has also contributed to various roles in treasury operations, economic analysis, and financial risk management across institutions such as International Investment Bank, Moscow Exchange, and Société Générale. GALINA holds a Master's degree in Finance and Credit from Moscow State University of Technologies and Management.
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Bulgarian Development Bank
Bulgarian Development Bank (BDB) is a credit institution 100%-owned by the Bulgarian state. It was established in 1999 as the Encouragement Bank with main focus to support small and medium-sized enterprises. BDB is among the top four Bulgarian banks in terms of credit rating, rated "BBB" with a positive outlook by Fitch Ratings. Implements special mandates of the Bulgarian government: anti-crisis measures to overcome the negative consequences of COVID-19; the National Energy Efficiency Program, etc. For over 20 years, there has been a unique experience for the Bulgarian banking system in offering medium-term and long-term financing and risk sharing through guarantee schemes. Implements investments in key sectors of the economy: energy efficiency, infrastructure, agriculture, urban development, exports. It is the only Bulgarian bank to provide direct financing as well as financing via other credit institutions. BDB is the best-positioned local bank to raise funds from international partners. Its subsidiaries are the National Guarantee Fund, which issues guarantees for bank loans to the non-financial sector; BDB Microfinancing, which provide financing to SMEs and start-ups; the Capital Investments Fund as well as the BDB Leasing and BDB Factoring. Focus of Our Efforts Start-ups and innovations Exporters of finished goods Manufacturing industry Extractive industries Agriculture and Tourism