Bulgarian Development Bank
Kamelia Giuleva is an accomplished risk management and financial expert with extensive experience in leading roles across multiple financial institutions. Currently serving as Chief Risk Officer at Bulgarian Development Bank since February 2022, Kamelia previously held the position of Chief Financial Officer at COCOSOLIS from May 2020 to May 2022. Kamelia’s notable tenure at Allianz from June 2002 to March 2020 included roles as Chief Risk Officer and Head of Market, Operational Risk and Compliance Department, where responsibilities involved direct reporting to the Management and Supervisory Boards and leading compliance initiatives across various sectors. Earlier experience includes positions as Risk Manager and Project Manager at DSK Bank, an internship at Citi, and serving as a Financial Expert at the Ministry of Finance. Kamelia holds a postgraduate degree in Risk Management from Georgetown University, complemented by educational credentials from Sparkasse Academy and a Master’s degree in Finance from the University of National and World Economy.
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Bulgarian Development Bank
Bulgarian Development Bank (BDB) is a credit institution 100%-owned by the Bulgarian state. It was established in 1999 as the Encouragement Bank with main focus to support small and medium-sized enterprises. BDB is among the top four Bulgarian banks in terms of credit rating, rated "BBB" with a positive outlook by Fitch Ratings. Implements special mandates of the Bulgarian government: anti-crisis measures to overcome the negative consequences of COVID-19; the National Energy Efficiency Program, etc. For over 20 years, there has been a unique experience for the Bulgarian banking system in offering medium-term and long-term financing and risk sharing through guarantee schemes. Implements investments in key sectors of the economy: energy efficiency, infrastructure, agriculture, urban development, exports. It is the only Bulgarian bank to provide direct financing as well as financing via other credit institutions. BDB is the best-positioned local bank to raise funds from international partners. Its subsidiaries are the National Guarantee Fund, which issues guarantees for bank loans to the non-financial sector; BDB Microfinancing, which provide financing to SMEs and start-ups; the Capital Investments Fund as well as the BDB Leasing and BDB Factoring. Focus of Our Efforts Start-ups and innovations Exporters of finished goods Manufacturing industry Extractive industries Agriculture and Tourism