Bulgarian Development Bank
Nikolay Dinev is an experienced finance professional currently serving as Chief Expert at Bulgarian Development Bank since February 2022. Prior to this role, Nikolay worked as a Data Expert at IBS Bulgaria from June 2019 to November 2021, and held multiple positions at Allianz Bank Bulgaria from April 2015 to June 2019, including Head of Credit Risk Control. Earlier experience includes working as a Portfolio Manager at Raiffeisen Leasing from March 2011 to April 2015, and as a Risk Assistant at Credibul from 2007 to 2011. Nikolay Dinev holds a degree from the University of National and World Economy, completed between 2003 and 2009.
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Bulgarian Development Bank
Bulgarian Development Bank (BDB) is a credit institution 100%-owned by the Bulgarian state. It was established in 1999 as the Encouragement Bank with main focus to support small and medium-sized enterprises. BDB is among the top four Bulgarian banks in terms of credit rating, rated "BBB" with a positive outlook by Fitch Ratings. Implements special mandates of the Bulgarian government: anti-crisis measures to overcome the negative consequences of COVID-19; the National Energy Efficiency Program, etc. For over 20 years, there has been a unique experience for the Bulgarian banking system in offering medium-term and long-term financing and risk sharing through guarantee schemes. Implements investments in key sectors of the economy: energy efficiency, infrastructure, agriculture, urban development, exports. It is the only Bulgarian bank to provide direct financing as well as financing via other credit institutions. BDB is the best-positioned local bank to raise funds from international partners. Its subsidiaries are the National Guarantee Fund, which issues guarantees for bank loans to the non-financial sector; BDB Microfinancing, which provide financing to SMEs and start-ups; the Capital Investments Fund as well as the BDB Leasing and BDB Factoring. Focus of Our Efforts Start-ups and innovations Exporters of finished goods Manufacturing industry Extractive industries Agriculture and Tourism