CalPrivate Bank
Ernie Cho has a strong background in underwriting and credit analysis in the banking industry. Ernie began their career at Wells Fargo as a Credit Analyst from March 2010 to September 2011. Ernie then worked at Bank of Hope as a Commercial Loan Underwriter from October 2011 to November 2013. Following that, they joined Provident Bank as a Senior Commercial & Construction Loan Underwriter from November 2013 to October 2020. Ernie then worked at Newtek Business Services Corp. as a VP & SBA Underwriter from October 2020 to February 2021. Ernie currently holds the position of SVP & SBA Credit Manager at CalPrivate Bank since August 2022.
Ernie Cho holds a Bachelor's Degree in Business Management from Loyola Marymount University.
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CalPrivate Bank
CalPrivate Bank and its divisions - Coronado, San Diego, La Jolla, Newport, Beverly Hills, and Private Business Capital are committed to offering customized financial solutions. The Bank's focus is to provide a Distinctly Different banking experience through unparalleled service and creative funding solutions to individuals and businesses with complex financial needs. The Bank's Private Banking team services high net worth individuals and businesses of all sizes. We offer a wide array of modern financial services, which include checking, savings, time deposit accounts and related tools. Our real estate lending group specializes in investor commercial properties, owner-occupied buildings, and construction loans. We also provide commercial loans through various portfolio and government-guaranteed programs. The Bank excels in our cross-border lending capabilities under the Export-Import Bank guarantee program. Our experienced Bankers specialize in adding value for local law firms and sole practitioners. Our shareholders, directors, management and staff are dedicated to establishing enduring banking relationships that last for generations.