Bin Xu

Bin Xu is a seasoned data analyst with extensive experience in the financial services sector. Currently serving as a Staff Data Analyst at Chime since November 2020, Bin Xu has held roles including Lead Data Analyst and Senior Portfolio Analyst. Prior to Chime, Bin Xu worked at OnDeck from February 2018 to November 2020, contributing as a Senior Risk Analyst and Risk Analyst, where responsibilities included developing predictive credit deterioration systems and analyzing credit risk portfolios. Bin Xu's earlier experience includes a practicum at BMO Harris Bank focused on anti-money laundering, as well as a portfolio optimization role at Axis Reinsurance Company. Bin Xu holds a Master's degree in Financial Engineering from the University of Illinois Urbana-Champaign and a Bachelor's degree in Electrical and Electronics Engineering from the National University of Singapore.