Bernadette Ruiz

Senior Credit Analyst at CIMB Bank Philippines

Bernadette Ruiz is an experienced finance professional currently serving as a Senior Credit Analyst at CIMB Bank Philippines since June 2022, where responsibilities include evaluating and deciding on credit applications in accordance with the bank's guidelines. Prior to this role, Bernadette worked at United Coconut Planters Bank (UCPB) from June 2015 to February 2022 as a Credit Investigator, where tasks involved ensuring the integrity of credit investigations and analyzing data to assess the creditworthiness of clients. Earlier experience includes working as an Administrative Assistant at RISER Inc. from January 2014 to April 2015, focusing on documentation and project-related paperwork. Bernadette holds a Bachelor of Science in Business, Management, Marketing, and Related Support Services from Pamantasan ng Lungsod ng Marikina, completed in 2013.

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Parañaque City, Philippines

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CIMB Bank Philippines

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CIMB Bank Philippines aims to help all Filipinos reach their life goals by providing innovative digital banking solutions and services. CIMB Bank has successfully onboarded 5.7 million customers since its establishment in December 2018. By providing Filipinos with the right knowledge and tools to make better and smarter financial decisions, CIMB Bank became one of the country's leaders in offering digital banking products and services. In just under three years, it was able to secure 82 prestigious international awards and counting including the Best Retail Mobile Banking Experience from The Asset and Fastest Growing Digital Banking Services Provider from International Finance. CIMB Bank Philippines is the newest member of the CIMB Group, one of ASEAN's leading banks present in over 16 global markets. With the establishment of CIMB Bank PH, CIMB Group is able to extend its reach and transform the Filipino banking experience. For questions or concerns about CIMB Bank, you can call us at #2462 (#CIMB) from 6:00 AM to 10:00 PM daily. Deposits are insured by PDIC up to P500,000 per depositor. CIMB Bank Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas as a Commercial Bank. You may contact the BSP Financial Consumer Protection Department at (+632)8708-7087 or consumeraffairs@bsp.gov.ph for any concerns regarding the Bank or its products or services.


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