Civista Bank
Mike Mulford currently serves as Chief Credit Officer at Civista Bank since November 2023. Previously, Mike held the position of Director of Management Services at Young & Associates, Inc. from February to November 2023 and served as Chief Credit Officer at Coastal Carolina National Bank from January 2022 to January 2023. From July 2004 to December 2021, Mike was Executive Vice President and Chief Credit Administration Officer at Premier Bank, managing the bank's credit risk. Prior roles include Vice President and Credit Officer in Private Banking at Key Bank from June 1999 to July 2004, and Assistant Vice President of Loan Review at Sky Financial Group from 1995 to 1999. Mike earned an MBA in Finance and a BBA in Finance from The University of Toledo, complemented by education at the Graduate School of Banking from 2011 to 2013.
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Civista Bank
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Our Story Since 1884 Civista Bank has provided financial solutions to generations of businesses, families and individuals. We're committed to developing life-long relationships built on trust, expertise, and exceptional service. As a $3.5 billion organization, our financial resources and commitment to be the community's trusted financial advisor enable us to serve the personal and business banking, mortgage, and wealth management needs of our community members. We proudly support a variety of economic, educational, cultural, and health and human service initiatives within the communities we serve. Through both monetary support and promoting employee volunteerism, Civista Bank is dedicated to making a difference. While we've grown into new communities and changed our brand name along the way, we're proud to be the same bank with the same commitment to relationship banking focused on you. Today, the bank operates 43 locations in Northern, Northwestern, Central and Southwestern Ohio and Southeastern Indiana. Company Information: Civista Bank is the banking subsidiary of Civista Bancshares, Inc., a financial holding company with assets of approximately $3.5 billion headquartered in Sandusky, Ohio. As a full-service financial institution, Civista serves the needs of consumer, business, mortgage, and wealth management customers. Branches are located throughout Northern, Northwester, Central and Southwestern Ohio and Southeastern Indiana. Member FDIC An Equal Housing Lender | NMLS #412766 Wealth Management investment services are not FDIC insured, not bank guaranteed and may lose value.