Richard S.

Richard S. is a seasoned financial professional currently serving as Chief Financial Officer at Climb Credit since March 2024, where the focus is on enhancing access to student financing for career development. Prior to this role, Richard held a position at Nova Credit in a go-to-market role from April 2022 to March 2024, facilitating financial service access for newcomers and individuals with limited credit histories. Richard's extensive experience includes serving as Vice President of Global Securitized Products at Citi from September 2018 to April 2022, specializing in asset-backed securities across various consumer loan types. Further experience includes roles at OneMain Financial, where significant capital market transactions were executed, and Deloitte, providing due diligence in securitization transactions. Richard began a career in finance as a summer intern analyst with the U.S. Government Accountability Office. Richard obtained a Bachelor’s degree in Finance from the University of Maryland and also studied at The Hong Kong University of Science and Technology.