COSEC
Pedro Jorge Alves is a seasoned finance professional with extensive experience in credit risk analysis and management. Currently serving as a Senior Credit Risk Analyst at Allianz Trade em Portugal since 2021, Pedro specializes in risk management and decision-making within the insurance sector. Previous roles include Senior Credit Risk Analyst at RCI Bank and Services Portugal, where responsibilities encompassed credit operations analysis and customer solvency assessment, and Credit Risk Analyst positions at Banco Santander Consumer Portugal and Banco Primus, focusing on loan request viability and financial negotiations. Academic qualifications include a Licentiate degree in Business Management from Universidade Lusíada de Lisboa and various professional certifications in financial analysis and banking operations.
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COSEC
COSEC is the leading insurer in Portugal in credit, offering the best solutions to support credit management and control in the domestic and foreign markets, as well as bond insurance. It is also responsible, on behalf and for account of the Portuguese State, for covering and managing export credits, bond insurance and investment insurance abroad, acting as the Portuguese Export Credit Agency. COSEC’s Shareholder Structure combines the strength of the BPI, the 4th largest Portuguese financial group, and the experience of Euler Hermes, the biggest credit insurance group in the world. Founded in 29 December 1969, COSEC’s long history translates into the following figures: Over 1,900 clients; Over 21 billion euros worth of transactions insured; Risk analysts teams’ decide around 16,000 guarantees per month; About 305 thousand companies under surveillance; Present in more than 50 countries via the international group network.