CREDINS bank
Orjada Kulla is a seasoned professional in the banking and risk management sector, currently serving as the Head of Integrated Risk Department at CREDINS bank since July 2019. Kulla previously held the position of Head of Risk Management at Albanian Financial Institution AFI from February 2017 to July 2019, and prior to that, worked at CREDINS bank from May 2012 to January 2017, where roles included Head of Portfolio Management Unit and Credit Risk Analyst. Academic credentials include a Master's degree in International Banking & Risk Management and a Bachelor's degree in Banking, Insurance & Financial Markets, both obtained from Sapienza Università di Roma.
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CREDINS bank
Credins Bank is one of the 5 largest banks in Albania, the first bank in the market for the loan portfolio and the second for total assets and deposits. Credins Bank is a universal bank providing banking products and services covering 360 degree customer requirements and empowering individuals, families, businesses, and institutions. Established in 2003 as the first bank with Albanian capital, Credins Bank is still loyal to its mission, being number one choice for Albanians and Albanian-speaking communities. The head office is located in Tirana, whereas its bank activity extends through a wide network of 57 branches in every corner of Albania. The Bank has established partnerships at country, division and region level to provide tailored financial solutions to its clients, including innovative products in line with the digital trend, financial consulting, and traditional bank financing and investment solutions, all of which under the leadership of high ethical standards. Credins Bank fairly competes in the Albanian banking market by not being involved in illegal competition. Credins Bank takes over the most efficient management of our clients’ deposits, providing everyone with lending opportunities and financial instruments. It also encourages new entrepreneurial opportunities by considering the impact of its decisions into society and environment. Credins Bank strives to be at the forefront of quality services and professionalism, based on meritocracy and reward of our employees’ performance. Credins Bank provides a fundamental contribution to the community and has designed its social responsibility in four crucial pillars: shareholders, employees, environment and the social environment. Credins Bank strongly believes in the values and creative spirit of Albanian people.