Credit Acceptance
Amy Kubacki is an experienced legal professional currently serving as Senior Manager of Compliance & Legal Operations at Credit Acceptance since November 2015, following a role as Staff Attorney - Operations. Prior experience includes serving as an Associate Attorney at Warner Norcross & Judd LLP from September 2013 to November 2015, and as a Summer Associate at the same firm in 2012. Amy interned for Justice Marilyn Kelly at the Michigan Supreme Court in 2011, providing legal research and analysis on various issues. An earlier consulting role at Consulting Services Support Corporation involved management and financial service advisory for law and accounting firms. Academic qualifications include a J.D. from Wayne State University Law School and a B.A. in International Relations from Michigan State University.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.