Credit Acceptance
Andrew Rostami is an accomplished executive with extensive experience in product development and marketing within the financial services sector. Currently serving as Chief Product & Marketing Officer at Credit Acceptance since April 2022, Andrew previously held significant leadership roles at Citizens, including President of Citizens Pay and EVP of Unsecured Lending & Cards, contributing to the firm's success in the Buy Now Pay Later and Point of Sale financing industry. Andrew’s earlier experience includes serving as EVP of Corporate Strategy & Development at Citizens Bank and as a Principal at Bain & Company, where strategic consulting across various industries was a key focus. Andrew's career began at IBM and CA Technologies, followed by roles in investment management and FinTech start-ups. Andrew holds an MBA from The Wharton School and a Bachelor of Science degree in Engineering with a focus on Computer Science from Cornell University.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.