Credit Acceptance
Jamillah Carpenter has extensive experience in the technology and finance sectors, currently serving as the Application Analysis Manager at Credit Acceptance since November 2020. Prior to this role, Jamillah worked as an Information Technology Manager at Ally from January 2009 to October 2020, and as a Senior Business Systems Analyst at Kelly Services from July 1996 to December 2008.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.