Credit Acceptance
Kiran Duggirala is an experienced Lead Application Developer at Credit Acceptance, specializing in Oracle ERP Cloud implementation, including finance, OIC configurations, OTBI reporting, and application functional expertise. With a career spanning over a decade, Kiran has held various positions such as Sr. Oracle Finance and HR Techno Functional Consultant and Oracle Order to Cash Functional Lead, contributing to significant projects like the upgrade from Oracle 11i to R12. Kiran has also worked with multiple organizations such as Aisin World Corp. of America, Otsuka Pharmaceuticals, and ProBuild Holdings, gaining extensive experience in Oracle applications, including financial modules and integration processes. Kiran holds a Bachelor's degree in Engineering in Electronics and Communication from Anna University Chennai and has furthered education at the University of Hertfordshire.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.