Credit Acceptance
Kunal Divekar is a seasoned software developer with extensive experience in developing and implementing technology solutions. Currently serving as a Senior Software Developer - Enterprise at Credit Acceptance since September 2015, Kunal has previously held roles at Covisint, Compuware, UST Global, and BIAS Corporation, where responsibilities included the development of REST web services, application configuration, and project work for major clients like Wal-Mart and FEDEX. Kunal holds a Master's degree in Management Information Systems from Oklahoma State University and a Bachelor's degree in Computer Engineering from the University of Mumbai.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.