Credit Acceptance
Manas Ranjan Jena is a Senior Software Developer with extensive experience in software development and project management across multiple companies. Currently employed at Credit Acceptance since September 2021, Manas has previously held senior software development roles at Youngsoft Inc. and served as an Application Programmer for Mitchell Martin Inc., primarily focusing on the Mercury Research Library project for Bank of America. Prior experience includes positions at Tech Mahindra, where Manas worked in various technical roles including Onsite Support Lead and Technical Lead, and at Cognizant as a Liferay portal developer. Manas began the career at MindTree Ltd. as a fresher, advancing to Senior Software Engineer while servicing notable clients such as Sun Microsystems and BNP Paribas. Educational qualifications include a Master’s Degree in Computer Programming from Kalinga Institute of Industrial Technology and a Bachelor's Degree in Mathematics and Computer Science from Utkal University.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.