Credit Acceptance
Marc Dybowski is a seasoned Human Resources professional with extensive experience in various roles. Currently serving as the Human Resources Manager at Credit Acceptance since March 2020, Marc previously worked at DTE Energy as a Senior Human Resources Client Relations Consultant and held multiple positions over an eleven-year tenure at Beaumont Health, including Human Resources Manager and Senior Human Resources Representative. Earlier in the career, Marc gained experience in the construction sector with roles at Stewart Building Company and Galaxy Custom Construction. Educational qualifications include a Master of Science in Business Administration and Management from Central Michigan University and a Bachelor of Business Administration from Rochester Christian University.
Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.