Credit Acceptance
Mervyn Lumarque is an experienced IT professional with a career spanning over two decades, currently serving as an Infrastructure Administrator and Senior Cloud Engineer at Credit Acceptance since June 2015. Previous roles include Senior Unix/Linux Administrator at Cengage Learning and General Electric, as well as a Server Build Engineer at General Electric. Mervyn's expertise encompasses the installation, configuration, and maintenance of Solaris/RedHat servers, enterprise web-based systems, and J2EE applications, along with comprehensive support for infrastructure requirements and architectural recommendations. Mervyn holds a Bachelor of Science degree in Computer Science from Walsh College and has a strong background in system security, performance monitoring, and troubleshooting across various environments.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.