Credit Acceptance
Michael Bradshaw CBAP is a seasoned Senior Business Analyst with extensive experience in defining business and functional requirements across various industries. Currently at Credit Acceptance since September 2021, Michael has collaborated with product owners and development teams to enhance company websites through agile user stories and rigorous testing. Previous roles include Senior Business Analyst positions at Credit Acceptance | TEKsystems and Ally Financial | Vaco Technology, where responsibilities encompassed managing customer records for a large core system replacement project and validating critical demographic information. Michael's professional journey includes significant contributions at General Motors, Hughes Aircraft Company, and SeaSoft Computer Services, demonstrating a robust background in IT strategy, project management, and system engineering. Michael holds an M.S. in Electrical Engineering from the University of Southern California and a B.S. in Electrical Engineering from Valparaiso University.
Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.