Credit Acceptance
Nicholas Myles is a seasoned legal professional currently serving as Senior Attorney and Director of Regulatory Compliance at Credit Acceptance since July 2016. In addition to this role, Nicholas has been an Adjunct Professor of Law and Ethics at Cedarville University since June 2014. Prior experience includes working as an Associate Attorney at Thompson Hine LLP from January 2011 to July 2016 and holding the position of Judicial Law Clerk/Staff Attorney at the Ohio Third District Court of Appeals from August 2008 to January 2011. Nicholas earned a Juris Doctor from the University of Detroit Mercy School of Law (2005-2008) and a Bachelor of Science in General Business from Miami University (2001-2005).
Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.