Credit Acceptance
Nick Cohen is a dedicated professional currently serving as a Market Area Manager at Credit Acceptance since June 2023, focused on enhancing the experiences of dealers and customers in northeast Tennessee. Prior to this role, Nick held the position of Finance Manager at Johnson City Ford from July 2014 to June 2023. Nick holds a Bachelor's Degree in Marketing from East Tennessee State University, completed in 2010, and graduated from Sullivan South High School in 2005.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.