Credit Acceptance
Nishar Ahmed currently serves as Software Engineering Manager 1 at Credit Acceptance, where responsibilities have included supervisory roles and senior automation development since March 2018. Prior to this, Nishar held the position of Senior Consultant at Capgemini from March 2011 to March 2018, leading test efforts and ensuring team alignment with project processes. Additional experience includes roles as Senior Software Engineer at GalaxE Solutions, Information Associate at EDS India Pvt Ltd, Sr. Software Engineer at Mphasis, and Programmer Analyst at Cognizant Technology Solutions India Pvt Ltd. Nishar earned a B.Tech in Electrical and Electronics Engineering from Jawaharlal Nehru Technological University between 1999 and 2003, and completed secondary education at Sri Vidya Niketan High School from 1994 to 1997.
Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.