Credit Acceptance
Patrick McCarver has experience working as a Senior Workforce Management Analyst at Credit Acceptance, Senior Business Analyst at DexYP, Client Services Manager at Progenity, Inc., and Sales Support Manager at YP. Patrick has a Bachelor's degree in Marketing from Western Michigan University, an Associate's degree in Business Administration and Management from Kalamazoo Valley Community College, and graduated from Portage Northern High School in 1998.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.