Credit Acceptance
Ted Panasci is a seasoned software engineering leader with extensive experience in managing engineering teams, currently serving as Software Engineering Manager II for Contact Center and Telecom at Credit Acceptance since July 2022. Prior to this role, Ted held various positions at Wells Fargo from May 2010 to July 2022, including Software Engineering Manager, VP, and Apps Systems Engineer - Team Lead, where responsibilities included ensuring system stability, security, and customer satisfaction. Ted also contributed to technical direction and project management while supporting team development and performance reviews. Ted began a career in technology as a Technical Support Engineer at Aspect Software from April 1996 to May 2010. Ted earned a Bachelor's Degree from the University of New Hampshire between 1991 and 1995.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.