Credit Acceptance
Tiny Sebastian, M.Ed., is an experienced professional currently serving as the Repossession Contractor Network Supervisor at Credit Acceptance, a position held since October 2015. In this role, Tiny manages relationships with third-party repossession contractors, ensuring compliance with contractual standards and overseeing a team of coordinators to enhance performance. Prior to this, Tiny worked as a Repossession Contractor Coordinator, successfully managing a portfolio of contractors across five states. Additional experience includes serving as a Suite Server at Levy Restaurants and various roles at Wayne State University, where leadership in student life activities and orientation programs was demonstrated. Tiny holds a Master's Degree and a Bachelor’s Degree in Education from Wayne State University.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.