Credit Acceptance
Vinuthna Pedamalla is an experienced professional with a strong background in business analytics and engineering. Currently serving as Delivery Lead Manager and previously as Senior Business Analyst and Business Analyst at Credit Acceptance since June 2017, Vinuthna has demonstrated expertise in managing projects and analyzing business needs. Prior experience includes a role as UUE Ambassador at the University of Michigan-Dearborn and as a Systems Engineer at Tata Consultancy Services from August 2014 to August 2016. Vinuthna holds a Master's degree in Business Analytics from the University of Michigan-Dearborn (2016-2018) and a Bachelor's degree in Electrical, Electronics, and Communications Engineering from Shanmugha Arts, Science, Technology and Research Academy (2010-2014). Early education was completed at Bharatiya Vidya Bhavans in Tirupati, Andhra Pradesh.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.