CTOS Data Systems
James Lau is an experienced professional in the financial services and partnerships sectors, currently serving as the Partnerships Manager at CTOS since September 2022. Prior to this role, James held the position of Assistant Vice President for Credit Cards Acquisition and Usage at Alliance Bank Malaysia Berhad from June 2021 to September 2022. James also worked as a Commercial Manager for Financial Services at airasia rewards from September 2019 to June 2021, and as a Relationship Manager for Financial Institutions at Public Bank between August 2016 and September 2019. James earned a Bachelor of Business (Hons) in Business from Universiti Malaysia Perlis, completing the degree in 2016.
CTOS Data Systems
CTOS is Malaysia's leading Credit Reporting Agency. It provides individuals with personal credit reports and businesses with a comprehensive online system that allows them to manage their business credit risk via credit checks, customer monitoring, and trade references.